How to withdraw housing provident fund in another place
In recent years, with the popularity of cross-city employment and off-site living, off-site withdrawal of housing provident funds has become the focus of many people's attention. The following is the policy interpretation and operation guide related to the withdrawal of provident fund from other places in the hot topics on the Internet in the past 10 days to help you quickly understand the process and precautions.
1. Conditions for withdrawing housing provident fund in other places
According to the regulations of the Provident Fund Management Center in various places, off-site withdrawal usually needs to meet one of the following conditions:
| Extraction situation | Materials required | Remarks |
|---|---|---|
| House Purchase Withdrawal | House purchase contract, invoice, real estate certificate (or registration certificate), ID card | The property needs to be in the name of yourself or your spouse |
| Rent extraction | Rental contract, proof of not owning a house, ID card | Some areas require continuous payment for 3 months |
| Withdrawal on resignation | Resignation certificate, ID card, provident fund sealing certificate | It needs to be sealed for 6 months (can be processed online in some areas) |
| Retirement Withdrawal | Retirement certificate, ID card | You can apply directly online |
2. Comparison of off-site extraction policies in popular cities
Here are some of the urban policy differences that have been discussed recently:
| city | Whether to support the withdrawal of properties purchased in other places? | Online processing channels |
|---|---|---|
| Beijing | Support (requires household registration or work place in the place of purchase) | Beijing Provident Fund APP |
| Shanghai | Only supports interoperability among some cities in the Yangtze River Delta | "Submit Application" Mini Program |
| Guangzhou | Support nationwide home purchase withdrawals | Guangdong Provincial Affairs Platform |
| Shenzhen | Proof of deposit in another place is required | “iShenzhen” APP |
3. Detailed explanation of operating procedures
with the most commonWithdrawal of property purchased in another placeFor example:
1.Apply online: Log in to the official website or APP of the provident fund where the deposit is made, and select the "Offsite Withdrawal" entrance.
2.Material upload: Submit electronic documents such as house purchase contract and ID card (clear photos are required).
3.Review loan: Generally, the review will be completed within 3-5 working days, and the funds will be transferred to the bound bank card.
4. Precautions
1. Requirements in some regionsRecord first and then withdraw, it needs to be registered in advance at the Provident Fund Center of the place where the house is purchased.
2. The withdrawal amount usually does not exceed the total purchase price or actual rental expenses.
3. The new regulations in 2023 emphasizeFalse materials are strictly prohibited, violators may be included in the credit blacklist.
5. Latest policy developments
Recently, the provident fund system across the country has accelerated its networking, and some cities (such as Chengdu and Wuhan) have started pilot projects"Transprovincial handling"service, remote pickup will be more convenient in the future. It is recommended to follow the public account of the provident fund center where the deposit is made to obtain real-time notifications.
Through the above structured information, we hope to help you complete the withdrawal of provident fund in different places efficiently. If you have any questions, you can directly call the provident fund hotline 12329 for consultation.
check the details
check the details
en
